Rowley, MA vs Smith Mills, MA

The cost of living difference between Rowley, MA and Smith Mills, MA is dramatic. Smith Mills is 43.7% cheaper than Rowley, a gap that translates to thousands of dollars per year in household expenses. Rowley has a cost index of 122 while Smith Mills sits at 85, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Rowley is $1,100/month compared to $599/month in Smith Mills — a 84% difference. Home values follow the same pattern: Smith Mills is more affordable at $384,600 median vs $615,500.

Median household income in Rowley is $106,250 compared to $56,250 in Smith Mills (+88.9%). While Rowley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rowley spend roughly 12.4% of their income on rent, less than the 12.8% in Smith Mills.

Climate-wise, both cities share similar average temperatures (49.9°F vs 50.4°F). Smith Mills receives more rainfall at 45.9" per year compared to 44.9" in Rowley.