Cost of Living in Gardner, KS

With a cost of living index of 95, Gardner, KS is slightly more affordable than average. Living here is 5% cheaper than the national average and 23% above the Kansas state average of 72. Gardner is a smaller community of 24,020 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Gardner's cost of living. The median monthly rent is $1,296 (2% below the US median of $1,319), and the median home value sits at $276,000 (9% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Gardner is $92,579, which is 23% higher than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Gardner. The area sees an average annual temperature of 55.1°F, with summers averaging 77°F and winters around 33°F. Annual rainfall totals 37.5 inches spread over roughly 105 days.

Everyday prices in the Kansas City, MO-KS (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.