Derby, KS vs Gardner, KS

Derby is moderately more affordable than Gardner, with a 13% lower cost of living index. Derby scores 82 compared to 95 for Gardner, where the US average is 100. This difference means residents of Gardner can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $1,082/month compared to $1,296/month in Gardner — a 17% difference. Home values follow the same pattern: Derby is more affordable at $221,600 median vs $276,000.

Median household income in Derby is $82,089 compared to $92,579 in Gardner (-11.3%). The higher salaries in Gardner partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Derby spend roughly 15.8% of their income on rent, less than the 16.8% in Gardner.

Climate-wise, both cities share similar average temperatures (57.7°F vs 55.1°F). Gardner receives more rainfall at 37.5" per year compared to 34.3" in Derby.