Cost of Living in Chapman, KS

With a cost of living index of 68, Chapman, KS is one of the most affordable cities in the country. Living here is 32% cheaper than the national average and 4% below the Kansas state average of 72. Chapman is a small community of 1,244 residents.

Housing costs are the biggest factor in Chapman's cost of living. The median monthly rent is $693 (47% below the US median of $1,319), and the median home value sits at $193,600 (37% below the national median of $304,900). At current prices, the median home costs roughly 2.7x the median household income — well within traditional affordability guidelines.

The median household income in Chapman is $72,699, which is 3% lower than the national median of $75,149. Residents spend roughly 11% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Chapman. The area sees an average annual temperature of 55°F, with summers averaging 77°F and winters around 32°F. Annual rainfall totals 32.2 inches spread over roughly 89 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.