Beloit, KS vs Chapman, KS

Beloit is moderately more affordable than Chapman, with a 9.3% lower cost of living index. Beloit scores 62 compared to 68 for Chapman, where the US average is 100. This difference means residents of Chapman can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beloit is $739/month compared to $693/month in Chapman — a 7% difference. Interestingly, home values tell a different story: while Chapman has cheaper rent, Beloit actually has lower median home values ($99,100 vs $193,600).

Median household income in Beloit is $50,865 compared to $72,699 in Chapman (-30%). While Chapman is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beloit spend roughly 17.4% of their income on rent, more than the 11.4% in Chapman.

Climate-wise, both cities share similar average temperatures (54.1°F vs 55°F). Chapman receives more rainfall at 32.2" per year compared to 28.4" in Beloit.