Cost of Living in Darlington, IN

With a cost of living index of 65, Darlington, IN is one of the most affordable cities in the country. Living here is 35% cheaper than the national average and 13% below the Indiana state average of 78. Darlington is a small community of 829 residents.

Housing costs are the biggest factor in Darlington's cost of living. The median monthly rent is $732 (45% below the US median of $1,319), and the median home value sits at $119,700 (61% below the national median of $304,900). At current prices, the median home costs roughly 2.2x the median household income — well within traditional affordability guidelines.

The median household income in Darlington is $53,417, which is 29% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Indianapolis-Carmel-Greenwood, IN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.