Darlington, IN vs Spencer, IN

Darlington is moderately more affordable than Spencer, with a 7.9% lower cost of living index. Darlington scores 65 compared to 71 for Spencer, where the US average is 100. This difference means residents of Spencer can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Darlington is $732/month compared to $860/month in Spencer — a 15% difference. Home values follow the same pattern: Darlington is more affordable at $119,700 median vs $146,300.

Median household income in Darlington is $53,417 compared to $47,994 in Spencer (+11.3%). Darlington offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Darlington spend roughly 16.4% of their income on rent, less than the 21.5% in Spencer.