Cost of Living in Waikoloa Beach Resort, HI

With a cost of living index of 240, Waikoloa Beach Resort, HI is one of the most expensive cities in the United States. Living here is 140% more expensive than the national average and 83% above the Hawaii state average of 157. Waikoloa Beach Resort is a small community of 737 residents.

Housing costs are the biggest factor in Waikoloa Beach Resort's cost of living. The median monthly rent is $3,501 (165% above the US median of $1,319), and the median home value sits at $1,168,900 (283% above the national median of $304,900). At current prices, the median home costs roughly 14x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Waikoloa Beach Resort is $83,438, which is 11% higher than the national median of $75,149. Residents spend roughly 50% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents. While incomes are above average, they do not fully offset the higher cost of living.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.