Cost of Living in Maunaloa, HI

With a cost of living index of 93, Maunaloa, HI is slightly more affordable than average. Living here is 7% cheaper than the national average and 64% below the Hawaii state average of 157. Maunaloa is a small community of 292 residents.

Housing costs are the biggest factor in Maunaloa's cost of living. The median monthly rent is $839 (36% below the US median of $1,319), and the median home value sits at $365,800 (20% above the national median of $304,900). At current prices, the median home costs roughly 6.6x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Maunaloa is $55,455, which is 26% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Kahului-Wailuku, HI (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.