Cost of Living in Mauna Loa Estates, HI

With a cost of living index of 91, Mauna Loa Estates, HI is slightly more affordable than average. Living here is 9% cheaper than the national average and 66% below the Hawaii state average of 157. Mauna Loa Estates is a small community of 931 residents.

Housing costs are the biggest factor in Mauna Loa Estates's cost of living. The median monthly rent is $958 (27% below the US median of $1,319), and the median home value sits at $291,600 (4% below the national median of $304,900). At current prices, the median home costs roughly 7x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Mauna Loa Estates is $41,509, which is 45% lower than the national median of $75,149. Residents spend roughly 28% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.