Cost of Living in Haena, HI

With a cost of living index of 217, Haena, HI is one of the most expensive cities in the United States. Living here is 117% more expensive than the national average and 60% above the Hawaii state average of 157. Haena is a small community of 571 residents.

Housing costs are the biggest factor in Haena's cost of living. The median monthly rent is $2,725 (107% above the US median of $1,319), and the median home value sits at $1,166,700 (283% above the national median of $304,900). At current prices, the median home costs roughly 9.1x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Haena is $128,333, which is 71% higher than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they do not fully offset the higher cost of living.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.