Cost of Living in Discovery Harbour, HI

With a cost of living index of 122, Discovery Harbour, HI is a notably expensive place to live. Living here is 22% more expensive than the national average and 35% below the Hawaii state average of 157. Discovery Harbour is a small community of 1,198 residents.

Housing costs are the biggest factor in Discovery Harbour's cost of living. The median monthly rent is $1,579 (20% above the US median of $1,319), and the median home value sits at $431,700 (42% above the national median of $304,900). At current prices, the median home costs roughly 6.7x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Discovery Harbour is $64,286, which is 14% lower than the national median of $75,149. Residents spend roughly 29% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.