Cost of Living in Captain Cook, HI

With a cost of living index of 146, Captain Cook, HI is one of the most expensive cities in the United States. Living here is 46% more expensive than the national average and 11% below the Hawaii state average of 157. Captain Cook is a small community of 3,751 residents.

Housing costs are the biggest factor in Captain Cook's cost of living. The median monthly rent is $1,818 (38% above the US median of $1,319), and the median home value sits at $642,500 (111% above the national median of $304,900). At current prices, the median home costs roughly 5.2x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Captain Cook is $124,551, which is 66% higher than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.