Cost of Living in Gray, GA

With a cost of living index of 74, Gray, GA is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 9% below the Georgia state average of 82. Gray is a small community of 3,453 residents.

Housing costs are the biggest factor in Gray's cost of living. The median monthly rent is $889 (33% below the US median of $1,319), and the median home value sits at $184,600 (39% below the national median of $304,900). At current prices, the median home costs roughly 2.7x the median household income — well within traditional affordability guidelines.

The median household income in Gray is $67,789, which is 10% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Gray. The area sees an average annual temperature of 65.4°F, with summers averaging 81°F and winters around 49°F. Annual rainfall totals 46.9 inches spread over roughly 108 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Macon-Bibb County, GA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.