Fort Stewart, GA vs Gray, GA

The cost of living difference between Fort Stewart, GA and Gray, GA is dramatic. Gray is 42.8% cheaper than Fort Stewart, a gap that translates to thousands of dollars per year in household expenses. Fort Stewart has a cost index of 105 while Gray sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

Renters will find that Fort Stewart has a median rent of $1,557/month while Gray comes in at $889/month, a 75% difference.

Median household income in Fort Stewart is $51,090 compared to $67,789 in Gray (-24.6%). Gray offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Stewart spend roughly 36.6% of their income on rent, more than the 15.7% in Gray. The Gray ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (67.5°F vs 65.4°F). Fort Stewart receives more rainfall at 48.1" per year compared to 46.9" in Gray.