Cost of Living in Zolfo Springs, FL

With a cost of living index of 73, Zolfo Springs, FL is one of the most affordable cities in the country. Living here is 27% cheaper than the national average and 37% below the Florida state average of 110. Zolfo Springs is a small community of 1,825 residents.

Housing costs are the biggest factor in Zolfo Springs's cost of living. The median monthly rent is $958 (27% below the US median of $1,319), and the median home value sits at $99,000 (68% below the national median of $304,900). At current prices, the median home costs roughly 1.8x the median household income — well within traditional affordability guidelines.

The median household income in Zolfo Springs is $53,587, which is 29% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Zolfo Springs. The area sees an average annual temperature of 72.8°F, with summers averaging 81°F and winters around 64°F. Annual rainfall totals 52.3 inches spread over roughly 122 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.