Cost of Living in Umatilla, FL

With a cost of living index of 124, Umatilla, FL is a notably expensive place to live. Living here is 24% more expensive than the national average and 14% above the Florida state average of 110. Umatilla is a small community of 3,793 residents.

Housing costs are the biggest factor in Umatilla's cost of living. The median monthly rent is $2,448 (86% above the US median of $1,319), and the median home value sits at $194,500 (36% below the national median of $304,900). At current prices, the median home costs roughly 2.9x the median household income — well within traditional affordability guidelines.

The median household income in Umatilla is $67,206, which is 11% lower than the national median of $75,149. Residents spend roughly 44% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents.

Climate is another factor for anyone considering a move to Umatilla. The area sees an average annual temperature of 72.8°F, with summers averaging 83°F and winters around 61°F. Annual rainfall totals 43.8 inches spread over roughly 122 days.

Everyday prices in the Ocala, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.