Cost of Living in Stock Island, FL
Population: 4,724 | Florida
Stock Island is 39% more expensive than the national average.
Cost of Living in Stock Island, FL: What You Need to Know
With a cost of living index of 139, Stock Island, FL is a notably expensive place to live. Living here is 39% more expensive than the national average and 29% above the Florida state average of 110. Stock Island is a small community of 4,724 residents.
Housing costs are the biggest factor in Stock Island's cost of living. The median monthly rent is $2,009 (52% above the US median of $1,319), and the median home value sits at $513,300 (68% above the national median of $304,900). At current prices, the median home costs roughly 7.7x the median household income — a challenging ratio that puts homeownership out of reach for many residents.
The median household income in Stock Island is $67,005, which is 11% lower than the national median of $75,149. Residents spend roughly 36% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened.
Climate is another factor for anyone considering a move to Stock Island. The area sees an average annual temperature of 78.9°F, with summers averaging 85°F and winters around 72°F. Annual rainfall totals 40.4 inches spread over roughly 107 days.
Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.
Income
- Median Household Income
- $67,005
- vs US Median ($75,149)
- -11%
Housing
- Median Rent
- $2,009/mo
- Median Home Value
- $513,300
- Median Monthly Housing Cost
- $2,028/mo
Climate in Stock Island
NOAA 30-year normals (1991-2020)
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 76 | 77 | 80 | 83 | 86 | 89 | 90 | 91 | 89 | 86 | 81 | 78 |
| Avg °F | 71 | 72 | 74 | 78 | 81 | 84 | 85 | 86 | 84 | 81 | 77 | 73 |
| Low °F | 66 | 67 | 69 | 73 | 76 | 79 | 81 | 81 | 79 | 77 | 72 | 68 |
| Rain" | 1.8 | 1.5 | 1.5 | 2.1 | 3.1 | 4.2 | 3.6 | 5.4 | 7.2 | 5.7 | 2.1 | 2.2 |