Cost of Living in Stock Island, FL

With a cost of living index of 139, Stock Island, FL is a notably expensive place to live. Living here is 39% more expensive than the national average and 29% above the Florida state average of 110. Stock Island is a small community of 4,724 residents.

Housing costs are the biggest factor in Stock Island's cost of living. The median monthly rent is $2,009 (52% above the US median of $1,319), and the median home value sits at $513,300 (68% above the national median of $304,900). At current prices, the median home costs roughly 7.7x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Stock Island is $67,005, which is 11% lower than the national median of $75,149. Residents spend roughly 36% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened.

Climate is another factor for anyone considering a move to Stock Island. The area sees an average annual temperature of 78.9°F, with summers averaging 85°F and winters around 72°F. Annual rainfall totals 40.4 inches spread over roughly 107 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.