Cost of Living in St. Marks, FL

With a cost of living index of 85, St. Marks, FL is a very affordable place to live. Living here is 15% cheaper than the national average and 25% below the Florida state average of 110. St. Marks is a small community of 273 residents.

Housing costs are the biggest factor in St. Marks's cost of living. The median monthly rent is $980 (26% below the US median of $1,319), and the median home value sits at $270,800 (11% below the national median of $304,900). At current prices, the median home costs roughly 4.7x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in St. Marks is $57,083, which is 24% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to St. Marks. The area sees an average annual temperature of 68.5°F, with summers averaging 82°F and winters around 54°F. Annual rainfall totals 58.8 inches spread over roughly 114 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Tallahassee, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.