Cost of Living in Pine Lakes, FL

With a cost of living index of 74, Pine Lakes, FL is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 37% below the Florida state average of 110. Pine Lakes is a small community of 1,394 residents.

Housing costs are the biggest factor in Pine Lakes's cost of living. The median monthly rent is $1,104 (16% below the US median of $1,319), and the median home value sits at $56,400 (82% below the national median of $304,900). At current prices, the median home costs roughly 0.8x the median household income — well within traditional affordability guidelines.

The median household income in Pine Lakes is $75,075, which is 0% higher than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Pine Lakes. The area sees an average annual temperature of 73.2°F, with summers averaging 83°F and winters around 62°F. Annual rainfall totals 49.6 inches spread over roughly 133 days.

Everyday prices in the Orlando-Kissimmee-Sanford, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.