Cost of Living in Pebble Creek, FL

With a cost of living index of 134, Pebble Creek, FL is a notably expensive place to live. Living here is 34% more expensive than the national average and 24% above the Florida state average of 110. Pebble Creek is a smaller community of 10,719 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Pebble Creek's cost of living. The median monthly rent is $2,189 (66% above the US median of $1,319), and the median home value sits at $384,500 (26% above the national median of $304,900). At current prices, the median home costs roughly 3.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Pebble Creek is $109,375, which is 46% higher than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Pebble Creek. The area sees an average annual temperature of 74.5°F, with summers averaging 84°F and winters around 64°F. Annual rainfall totals 49.5 inches spread over roughly 108 days.

Everyday prices in the Tampa-St. Petersburg-Clearwater, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.