Cost of Living in Layton, FL

With a cost of living index of 140, Layton, FL is one of the most expensive cities in the United States. Living here is 40% more expensive than the national average and 30% above the Florida state average of 110. Layton is a small community of 149 residents.

Housing costs are the biggest factor in Layton's cost of living. The median monthly rent is $1,563 (18% above the US median of $1,319), and the median home value sits at $693,200 (127% above the national median of $304,900). At current prices, the median home costs roughly 9.6x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Layton is $71,875, which is 4% lower than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Climate is another factor for anyone considering a move to Layton. The area sees an average annual temperature of 78.8°F, with summers averaging 85°F and winters around 72°F. Annual rainfall totals 39.7 inches spread over roughly 112 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.