Cost of Living in Keystone Heights, FL

With a cost of living index of 91, Keystone Heights, FL is slightly more affordable than average. Living here is 9% cheaper than the national average and 19% below the Florida state average of 110. Keystone Heights is a small community of 1,539 residents.

Housing costs are the biggest factor in Keystone Heights's cost of living. The median monthly rent is $1,269 (4% below the US median of $1,319), and the median home value sits at $212,200 (30% below the national median of $304,900). At current prices, the median home costs roughly 2.7x the median household income — well within traditional affordability guidelines.

The median household income in Keystone Heights is $77,938, which is 4% higher than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Keystone Heights. The area sees an average annual temperature of 69.3°F, with summers averaging 81°F and winters around 57°F. Annual rainfall totals 48.3 inches spread over roughly 114 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Jacksonville, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.