Cost of Living in Hilliard, FL

With a cost of living index of 83, Hilliard, FL is a very affordable place to live. Living here is 17% cheaper than the national average and 27% below the Florida state average of 110. Hilliard is a small community of 2,993 residents.

Housing costs are the biggest factor in Hilliard's cost of living. The median monthly rent is $997 (24% below the US median of $1,319), and the median home value sits at $216,100 (29% below the national median of $304,900). At current prices, the median home costs roughly 3.6x the median household income — a moderately affordable ratio by today's standards.

The median household income in Hilliard is $59,949, which is 20% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Hilliard. The area sees an average annual temperature of 69.3°F, with summers averaging 82°F and winters around 56°F. Annual rainfall totals 53.4 inches spread over roughly 114 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Jacksonville, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.