Cost of Living in Ensley, FL

With a cost of living index of 91, Ensley, FL is slightly more affordable than average. Living here is 9% cheaper than the national average and 19% below the Florida state average of 110. Ensley is a smaller community of 23,036 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Ensley's cost of living. The median monthly rent is $1,361 (3% above the US median of $1,319), and the median home value sits at $198,700 (35% below the national median of $304,900). At current prices, the median home costs roughly 3.4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Ensley is $58,264, which is 22% lower than the national median of $75,149. Residents spend roughly 28% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Pensacola-Ferry Pass-Brent, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.