Cost of Living in Belleair Bluffs, FL

With a cost of living index of 105, Belleair Bluffs, FL is somewhat more expensive than average. Living here is 5% more expensive than the national average and 5% below the Florida state average of 110. Belleair Bluffs is a small community of 2,394 residents.

Housing costs are the biggest factor in Belleair Bluffs's cost of living. The median monthly rent is $1,216 (8% below the US median of $1,319), and the median home value sits at $393,100 (29% above the national median of $304,900). At current prices, the median home costs roughly 7.1x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Belleair Bluffs is $55,688, which is 26% lower than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Everyday prices in the Tampa-St. Petersburg-Clearwater, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.