Stephenville, TX vs Texas City, TX

Stephenville, TX and Texas City, TX have a very similar cost of living, with only a 1.1% difference in their overall index. Stephenville scores 86 while Texas City scores 87 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Stephenville is $1,128/month compared to $1,200/month in Texas City — a 6% difference. Interestingly, home values tell a different story: while Stephenville has cheaper rent, Texas City actually has lower median home values ($190,600 vs $226,300).

Median household income in Stephenville is $55,504 compared to $65,447 in Texas City (-15.2%). While Texas City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Stephenville spend roughly 24.4% of their income on rent, more than the 22% in Texas City.

Climate-wise, Texas City is notably warmer with an average of 72.3°F compared to 65°F in Stephenville. Texas City receives more rainfall at 47.2" per year compared to 34.1" in Stephenville.