Rotterdam, NY vs Troy, NY

Rotterdam, NY and Troy, NY have a very similar cost of living, with only a 3.9% difference in their overall index. Rotterdam scores 88 while Troy scores 85 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Rotterdam is $1,212/month compared to $1,134/month in Troy — a 7% difference. Home values follow the same pattern: Troy is more affordable at $192,500 median vs $203,700.

Median household income in Rotterdam is $81,830 compared to $57,688 in Troy (+41.8%). While Rotterdam is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rotterdam spend roughly 17.8% of their income on rent, less than the 23.6% in Troy.