Port Jervis, NY vs Warsaw, NY

The cost of living difference between Port Jervis, NY and Warsaw, NY is dramatic. Warsaw is 35.3% cheaper than Port Jervis, a gap that translates to thousands of dollars per year in household expenses. Port Jervis has a cost index of 94 while Warsaw sits at 70, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Port Jervis is $1,247/month compared to $780/month in Warsaw — a 60% difference. Home values follow the same pattern: Warsaw is more affordable at $119,700 median vs $220,700.

Median household income in Port Jervis is $50,721 compared to $54,196 in Warsaw (-6.4%). Warsaw offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Port Jervis spend roughly 29.5% of their income on rent, more than the 17.3% in Warsaw.