North Tonawanda, NY vs Troy, NY

North Tonawanda is moderately more affordable than Troy, with a 10% lower cost of living index. North Tonawanda scores 76 compared to 85 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in North Tonawanda is $914/month compared to $1,134/month in Troy — a 19% difference. Home values follow the same pattern: North Tonawanda is more affordable at $184,900 median vs $192,500.

Median household income in North Tonawanda is $66,774 compared to $57,688 in Troy (+15.8%). North Tonawanda offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of North Tonawanda spend roughly 16.4% of their income on rent, less than the 23.6% in Troy.