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Montura, FL vs Pebble Creek, FL

83
Montura
Florida
VS
-38.1%
134
Pebble Creek
Florida

The cost of living difference between Montura, FL and Pebble Creek, FL is dramatic. Montura is 38.1% cheaper than Pebble Creek, a gap that translates to thousands of dollars per year in household expenses. Montura has a cost index of 83 while Pebble Creek sits at 134, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Montura is $1,094/month compared to $2,189/month in Pebble Creek — a 50% difference. Home values follow the same pattern: Montura is more affordable at $126,400 median vs $384,500.

Median household income in Montura is $33,438 compared to $109,375 in Pebble Creek (-69.4%). While Pebble Creek is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Montura spend roughly 39.3% of their income on rent, more than the 24% in Pebble Creek. The Pebble Creek ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (72.8°F vs 74.5°F). Montura receives more rainfall at 52.3" per year compared to 49.5" in Pebble Creek.

Income & Cost

Cost of Living Index
Montura
83
38% cheaper
Pebble Creek
134
Median Household Income
Montura
$33,438
Pebble Creek
$109,375
69% higher

Housing

Median Rent
Montura
$1,094
50% cheaper
Pebble Creek
$2,189
Median Home Value
Montura
$126,400
67% cheaper
Pebble Creek
$384,500
Population
Montura
3,678
Pebble Creek
10,719

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Montura $3.12
Pebble Creek $3.03
US $3.07
🥚
Eggs (grade A, large)
Montura $2.55
Pebble Creek $2.47
US $2.50
🥛
Milk (whole)
Montura $4.10
Pebble Creek $3.99
US $4.03
🍞
Bread (white)
Montura $1.88
Pebble Creek $1.83
US $1.85
🍗
Chicken breast
Montura $4.22
Pebble Creek $4.10
US $4.14
Electricity
Montura $0.19
Pebble Creek $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Montura 72.8°F
Pebble Creek 74.5°F
Summer High
Montura 91°F
Pebble Creek 91°F
Winter Low
Montura 49°F
Pebble Creek 53°F
Rainfall
Montura 52.3"
Pebble Creek 49.5"
Rainy Days
Montura 122d
Pebble Creek 108d