Middletown, NY vs Troy, NY

There is a significant gap in the cost of living between these two cities. Troy is 29.6% cheaper than Middletown. With a cost index of 85 vs 110, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Troy to Middletown should plan for substantially higher expenses across most categories.

On the housing front, median rent in Middletown is $1,614/month compared to $1,134/month in Troy — a 42% difference. Home values follow the same pattern: Troy is more affordable at $192,500 median vs $271,000.

Median household income in Middletown is $77,174 compared to $57,688 in Troy (+33.8%). While Middletown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Middletown spend roughly 25.1% of their income on rent, more than the 23.6% in Troy.