Medford, NY vs Troy, NY

The cost of living difference between Medford, NY and Troy, NY is dramatic. Troy is 76% cheaper than Medford, a gap that translates to thousands of dollars per year in household expenses. Medford has a cost index of 149 while Troy sits at 85, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Medford is $2,404/month compared to $1,134/month in Troy — a 112% difference. Home values follow the same pattern: Troy is more affordable at $192,500 median vs $444,500.

Median household income in Medford is $128,631 compared to $57,688 in Troy (+123%). While Medford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Medford spend roughly 22.4% of their income on rent, less than the 23.6% in Troy.