Lilly, GA vs Phillipsburg, GA

Lilly, GA and Phillipsburg, GA have a very similar cost of living, with only a 0.9% difference in their overall index. Lilly scores 62 while Phillipsburg scores 62 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Lilly is $656/month compared to $924/month in Phillipsburg — a 29% difference. Interestingly, home values tell a different story: while Lilly has cheaper rent, Phillipsburg actually has lower median home values ($9,999 vs $102,500).

Median household income in Lilly is $28,750 compared to $23,438 in Phillipsburg (+22.7%). Lilly offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lilly spend roughly 27.4% of their income on rent, less than the 47.3% in Phillipsburg. The Lilly ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.