Cost of Living in Phillipsburg, GA

With a cost of living index of 62, Phillipsburg, GA is one of the most affordable cities in the country. Living here is 38% cheaper than the national average and 20% below the Georgia state average of 82. Phillipsburg is a small community of 507 residents.

Housing costs are the biggest factor in Phillipsburg's cost of living. The median monthly rent is $924 (30% below the US median of $1,319), and the median home value sits at $9,999 (97% below the national median of $304,900). At current prices, the median home costs roughly 0.4x the median household income — well within traditional affordability guidelines.

The median household income in Phillipsburg is $23,438, which is 69% lower than the national median of $75,149. Residents spend roughly 47% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.