Lawtey, FL vs Umatilla, FL

The cost of living difference between Lawtey, FL and Umatilla, FL is dramatic. Lawtey is 44.7% cheaper than Umatilla, a gap that translates to thousands of dollars per year in household expenses. Lawtey has a cost index of 68 while Umatilla sits at 124, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lawtey is $670/month compared to $2,448/month in Umatilla — a 73% difference. Home values follow the same pattern: Lawtey is more affordable at $160,900 median vs $194,500.

Median household income in Lawtey is $55,000 compared to $67,206 in Umatilla (-18.2%). Umatilla does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Lawtey spend roughly 14.6% of their income on rent, less than the 43.7% in Umatilla. The Lawtey ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Umatilla is notably warmer with an average of 72.8°F compared to 68.6°F in Lawtey. Lawtey receives more rainfall at 50.8" per year compared to 43.8" in Umatilla.