Kingston, NY vs Troy, NY

There is a significant gap in the cost of living between these two cities. Troy is 15.6% cheaper than Kingston. With a cost index of 85 vs 98, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Troy to Kingston should plan for substantially higher expenses across most categories.

On the housing front, median rent in Kingston is $1,323/month compared to $1,134/month in Troy — a 17% difference. Home values follow the same pattern: Troy is more affordable at $192,500 median vs $277,900.

Median household income in Kingston is $65,413 compared to $57,688 in Troy (+13.4%). The higher salaries in Kingston partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Kingston spend roughly 24.3% of their income on rent, more than the 23.6% in Troy.