Kelly Ridge, CA vs Stebbins, CA

Stebbins is moderately more affordable than Kelly Ridge, with a 9.9% lower cost of living index. Kelly Ridge scores 127 compared to 115 for Stebbins, where the US average is 100. This difference means residents of Kelly Ridge can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Kelly Ridge is $2,250/month compared to $1,964/month in Stebbins — a 15% difference. Home values follow the same pattern: Stebbins is more affordable at $242,400 median vs $266,300.

Median household income in Kelly Ridge is $56,230 compared to $108,056 in Stebbins (-48%). Stebbins offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Kelly Ridge spend roughly 48% of their income on rent, more than the 21.8% in Stebbins. The Stebbins ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Stebbins is notably warmer with an average of 66.2°F compared to 63.2°F in Kelly Ridge. Kelly Ridge receives more rainfall at 25.7" per year compared to 6.4" in Stebbins.