Cost of Living in Kelly Ridge, CA

With a cost of living index of 127, Kelly Ridge, CA is a notably expensive place to live. Living here is 27% more expensive than the national average and 17% below the California state average of 144. Kelly Ridge is a small community of 3,010 residents.

Housing costs are the biggest factor in Kelly Ridge's cost of living. The median monthly rent is $2,250 (71% above the US median of $1,319), and the median home value sits at $266,300 (13% below the national median of $304,900). At current prices, the median home costs roughly 4.7x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Kelly Ridge is $56,230, which is 25% lower than the national median of $75,149. Residents spend roughly 48% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents.

Climate is another factor for anyone considering a move to Kelly Ridge. The area sees an average annual temperature of 63.2°F, with summers averaging 78°F and winters around 49°F. Annual rainfall totals 25.7 inches spread over roughly 73 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Chico, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.