Hartford, KS vs St. Francis, KS

Hartford, KS and St. Francis, KS have a very similar cost of living, with only a 2.8% difference in their overall index. Hartford scores 59 while St. Francis scores 60 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hartford is $718/month compared to $705/month in St. Francis — a 2% difference. Interestingly, home values tell a different story: while St. Francis has cheaper rent, Hartford actually has lower median home values ($69,400 vs $95,000).

Median household income in Hartford is $59,375 compared to $45,324 in St. Francis (+31%). Hartford offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hartford spend roughly 14.5% of their income on rent, less than the 18.7% in St. Francis.