Cost of Living in St. Francis, KS

With a cost of living index of 60, St. Francis, KS is one of the most affordable cities in the country. Living here is 40% cheaper than the national average and 11% below the Kansas state average of 72. St. Francis is a small community of 1,268 residents.

Housing costs are the biggest factor in St. Francis's cost of living. The median monthly rent is $705 (47% below the US median of $1,319), and the median home value sits at $95,000 (69% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in St. Francis is $45,324, which is 40% lower than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.