Hampton Bays, NY vs Troy, NY

The cost of living difference between Hampton Bays, NY and Troy, NY is dramatic. Troy is 95.6% cheaper than Hampton Bays, a gap that translates to thousands of dollars per year in household expenses. Hampton Bays has a cost index of 165 while Troy sits at 85, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hampton Bays is $2,291/month compared to $1,134/month in Troy — a 102% difference. Home values follow the same pattern: Troy is more affordable at $192,500 median vs $688,900.

Median household income in Hampton Bays is $129,080 compared to $57,688 in Troy (+123.8%). While Hampton Bays is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hampton Bays spend roughly 21.3% of their income on rent, less than the 23.6% in Troy.