Haleiwa, HI vs Ko Olina, HI

Haleiwa is moderately more affordable than Ko Olina, with a 12.5% lower cost of living index. Haleiwa scores 190 compared to 218 for Ko Olina, where the US average is 100. This difference means residents of Ko Olina can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Haleiwa is $2,071/month compared to $3,501/month in Ko Olina — a 41% difference. Interestingly, home values tell a different story: while Haleiwa has cheaper rent, Ko Olina actually has lower median home values ($885,500 vs $1,081,100).

Median household income in Haleiwa is $93,977 compared to $125,577 in Ko Olina (-25.2%). While Ko Olina is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Haleiwa spend roughly 26.4% of their income on rent, less than the 33.5% in Ko Olina. The Haleiwa ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.