Haleiwa, HI vs Kapaau, HI

The cost of living difference between Haleiwa, HI and Kapaau, HI is dramatic. Kapaau is 45.1% cheaper than Haleiwa, a gap that translates to thousands of dollars per year in household expenses. Haleiwa has a cost index of 190 while Kapaau sits at 131, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Haleiwa is $2,071/month compared to $1,497/month in Kapaau — a 38% difference. Home values follow the same pattern: Kapaau is more affordable at $577,600 median vs $1,081,100.

Median household income in Haleiwa is $93,977 compared to $74,583 in Kapaau (+26%). The higher salaries in Haleiwa partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Haleiwa spend roughly 26.4% of their income on rent, more than the 24.1% in Kapaau.