Fort Mill, SC vs Sumter, SC

The cost of living difference between Fort Mill, SC and Sumter, SC is dramatic. Sumter is 47.9% cheaper than Fort Mill, a gap that translates to thousands of dollars per year in household expenses. Fort Mill has a cost index of 115 while Sumter sits at 78, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fort Mill is $1,437/month compared to $1,055/month in Sumter — a 36% difference. Home values follow the same pattern: Sumter is more affordable at $188,400 median vs $457,000.

Median household income in Fort Mill is $127,537 compared to $53,071 in Sumter (+140.3%). While Fort Mill is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Mill spend roughly 13.5% of their income on rent, less than the 23.9% in Sumter.

Climate-wise, Sumter is notably warmer with an average of 65.5°F compared to 61°F in Fort Mill. Sumter receives more rainfall at 43.7" per year compared to 42.4" in Fort Mill.