Cost of Living in Sumter, SC

With a cost of living index of 78, Sumter, SC is a very affordable place to live. Living here is 22% cheaper than the national average and 4% below the South Carolina state average of 82. With a population of 43,065, Sumter is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Sumter's cost of living. The median monthly rent is $1,055 (20% below the US median of $1,319), and the median home value sits at $188,400 (38% below the national median of $304,900). At current prices, the median home costs roughly 3.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Sumter is $53,071, which is 29% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Sumter. The area sees an average annual temperature of 65.5°F, with summers averaging 82°F and winters around 49°F. Annual rainfall totals 43.7 inches spread over roughly 111 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Sumter, SC (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.