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Finley Point, MT vs Saco, MT

96
Finley Point
Montana
VS
+47%
65
Saco
Montana

The cost of living difference between Finley Point, MT and Saco, MT is dramatic. Saco is 47% cheaper than Finley Point, a gap that translates to thousands of dollars per year in household expenses. Finley Point has a cost index of 96 while Saco sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Finley Point is $925/month compared to $900/month in Saco — a 3% difference. Home values follow the same pattern: Saco is more affordable at $64,400 median vs $428,700.

Median household income in Finley Point is $34,519 compared to $51,250 in Saco (-32.6%). Saco offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Finley Point spend roughly 32.2% of their income on rent, more than the 21.1% in Saco. The Saco ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Finley Point is notably warmer with an average of 47.7°F compared to 43.9°F in Saco. Finley Point receives more rainfall at 16.4" per year compared to 13.4" in Saco.

Income & Cost

Cost of Living Index
Finley Point
96
Saco
65
32% cheaper
Median Household Income
Finley Point
$34,519
Saco
$51,250
33% higher

Housing

Median Rent
Finley Point
$925
Saco
$900
3% cheaper
Median Home Value
Finley Point
$428,700
Saco
$64,400
85% cheaper
Population
Finley Point
436
Saco
154

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Finley Point 47.7°F
Saco 43.9°F
Summer High
Finley Point 89°F
Saco 86°F
Winter Low
Finley Point 22°F
Saco 6°F
Rainfall
Finley Point 16.4"
Saco 13.4"
Rainy Days
Finley Point 111d
Saco 95d