Fern Acres, HI vs Haleiwa, HI

The cost of living difference between Fern Acres, HI and Haleiwa, HI is dramatic. Fern Acres is 50.8% cheaper than Haleiwa, a gap that translates to thousands of dollars per year in household expenses. Fern Acres has a cost index of 94 while Haleiwa sits at 190, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fern Acres is $1,099/month compared to $2,071/month in Haleiwa — a 47% difference. Home values follow the same pattern: Fern Acres is more affordable at $267,400 median vs $1,081,100.

Median household income in Fern Acres is $49,554 compared to $93,977 in Haleiwa (-47.3%). The higher salaries in Haleiwa partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Fern Acres spend roughly 26.6% of their income on rent, more than the 26.4% in Haleiwa.