Duncan, AZ vs Steamboat, AZ

Duncan, AZ and Steamboat, AZ have a very similar cost of living, with only a 1.1% difference in their overall index. Duncan scores 63 while Steamboat scores 63 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Duncan is $550/month compared to $850/month in Steamboat — a 35% difference. Interestingly, home values tell a different story: while Duncan has cheaper rent, Steamboat actually has lower median home values ($39,600 vs $159,200).

Median household income in Duncan is $38,750 compared to $29,783 in Steamboat (+30.1%). While Duncan is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Duncan spend roughly 17% of their income on rent, less than the 34.2% in Steamboat. The Duncan ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.