Cost of Living in Duncan, AZ

With a cost of living index of 63, Duncan, AZ is one of the most affordable cities in the country. Living here is 37% cheaper than the national average and 26% below the Arizona state average of 89. Duncan is a small community of 1,063 residents.

Housing costs are the biggest factor in Duncan's cost of living. The median monthly rent is $550 (58% below the US median of $1,319), and the median home value sits at $159,200 (48% below the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Duncan is $38,750, which is 48% lower than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Duncan. The area sees an average annual temperature of 66.4°F, with summers averaging 85°F and winters around 48°F. Annual rainfall totals 8 inches spread over roughly 48 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.